Dino Setiawan has worked in a number of large banks covering, treasury risk management, commercial lending, investment banking, and more recently headed a Silicon Valley based fintech lender providing access to finance for the US underbanked. He blogs to democratize institutional lending issues for mainstream discussion. Afterall, if you knew what went into your bakso, you’d improve your eating habits. Same goes for loans, you become a healthier borrower. I’ve spoken to a num